superdruginsurance.com's annual travel insurance allows you to travel as many times in the year as you like, so long as each trip is no longer than 45 days. Ski and snowboarding insurance is included for free with all our annual travel insurance policies.

All activity and outdoor sports can be coverered - from walking to skydiving. Outdoor sports and annual travel insurance are also backed by the UK's largest insurance companies.

Annual travel insurance is an even better deal for families. Insurance for a couple will be cheaper than for two single adults, and children under 18 are covered for free, so long as they're declared on application.

Some family travel policies only cover the family if everyone travels together. The best policies will cover each adult travelling on his or her own, and even unaccompanied trips by children.